How to make a transfer on WhatsApp - briefly?
To make a transfer on WhatsApp, first ensure that you have the latest version of the app. Then, open a chat with the recipient, tap on the attachments icon (paperclip), and select "Payment" from the options. Enter the amount and complete the transaction following the prompts.
How to make a transfer on WhatsApp - in detail?
To make a transfer on WhatsApp, follow these detailed steps:
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Open WhatsApp: Launch the WhatsApp application on your mobile device. Ensure that you have an active internet connection.
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Access Payments Feature: For Android users, tap on the three dots in the upper right corner of the chat screen to access more options. Then, select 'Payments'. For iOS users, go to 'Settings' at the bottom right corner and then select 'Payments'.
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Set Up UPI (Unified Payments Interface): If this is your first time using the payments feature, you will need to set up UPI. This requires linking your bank account to WhatsApp. Choose your bank from the list provided, and follow the instructions to verify your phone number with the bank.
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Add Bank Account: After verifying your phone number, add the bank account you wish to use for transfers. You will need to provide details such as the last six digits of your debit card number and the expiry date. Ensure that the mobile number linked to your bank account is the same one registered with WhatsApp.
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Initiate Transfer: Once your bank account is added, you can initiate a transfer. Open the chat with the person or business you want to send money to. Tap on the attachments icon (paperclip) and select 'Payment'.
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Enter Amount and Add Note (Optional): Enter the amount you wish to transfer in the designated field. You can also add a note to describe the purpose of the payment, though this is optional.
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Verify Details and Confirm Transfer: Review all the details of your transaction, including the recipient's name, bank account number, and the amount. Once you are sure everything is correct, tap on 'Send'.
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Authenticate with UPI PIN: You will be prompted to enter your UPI PIN to authenticate the transfer. This is a security measure to ensure that only authorized transactions are processed.
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Wait for Confirmation: After entering your UPI PIN, wait for the confirmation message from WhatsApp indicating that the payment has been successfully sent. You will also receive a notification on your banking app confirming the transaction.
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Keep Records: It is advisable to keep records of all your transactions. You can save or screenshot the confirmation messages for future reference.
By following these steps, you can easily and securely make transfers on WhatsApp. Ensure that both you and the recipient have set up UPI on WhatsApp before initiating a transfer.